Director of Reinsurance Underwriting
Miami, Florida 33156
$180,000 to $200,000
About the role:
The Director of Reinsurance Underwriting is responsible for defining, governing, and executing underwriting and pricing strategy across treaty and facultative portfolios within risk appetite, capital constraints, and regulatory frameworks. This role ensures disciplined risk selection, contract certainty, technical pricing integrity, and capital-efficient profitability while enabling sustainable, internationally diversified growth.
Duties and responsibilities:
Define and execute underwriting strategy, risk appetite, portfolio mix, and pricing guardrails aligned. Publish and maintain Underwriting Policy, Guidelines, delegated authorities (DoA), referral thresholds. Oversee treaty (Quota Share, Surplus, XoL) and facultative underwriting across lines of business. Enforce pricing model discipline, exposure analysis, and documentation standards. Monitor pricing adequacy, margin integrity, and volatility relative to capital deployment. Conduct structured portfolio reviews (loss ratios, frequency/severity trends, volatility, accumulations). Monitor facultative utilization for peak risks and capital efficiency optimization. Partner with Actuarial to validate assumptions and stress-test portfolio resilience. Design and negotiate outward reinsurance structures. Evaluate counterparty credit risk, collateral structures, and treaty wording robustness. Oversee reinsurance accounting fundamentals including bordereaux & Statements of Account oversight.
Experience:
Bachelor’s degree in Business, Finance, Actuarial Science, Engineering, or related discipline. 7+ years of progressive experience in reinsurance underwriting and pricing. Demonstrated leadership experience managing underwriting teams. Treaty structures (Quota Share, Surplus, Excess of Loss). Facultative underwriting. Pricing models and exposure analytics. Accumulation and catastrophe management. Counterparty credit risk and collateral arrangements. Reinsurance contract wordings and clauses. Working knowledge of AML requirements, sanctions compliance, and reinsurance accounting (bordereaux, SoA). Fluent in English; Spanish strongly preferred. Proven experience operating in international insurance/reinsurance markets.
Compensation:
$180,000 to $200,000, bonus, competitive benefits
Interested? Reach out.
Director of Reinsurance Underwriting
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Insurance Recruiting Solutions
500 W Hickman Rd
Unit #31
Waukee, IA 50263